Truck AccidentUpdated March 2026

Hit by a Truck in San Antonio?

San Antonio sits on the I-35 corridor — the busiest freight route in the United States — and Bexar County ranks 3rd in Texas for commercial vehicle crashes. Truck accident cases are far more complex than car accidents. Here's what you need to do right now.

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Key Takeaways

  • Call 911 immediately — truck accidents frequently cause catastrophic injuries, and Texas law requires reporting any accident involving injury, death, or property damage exceeding $1,000 (Tex. Transp. Code § 550.026).
  • Bexar County recorded approximately 2,460 commercial vehicle crashes in 2024, making it the 3rd-highest county in Texas for truck crashes — behind only Harris and Dallas counties.
  • Commercial trucks carry insurance policies of $1 million to $5 million or more, but the trucking company will dispatch a rapid-response team to protect their interests — you need to act quickly to preserve evidence.
  • Texas has a 2-year statute of limitations for personal injury claims (Tex. Civ. Prac. & Rem. Code § 16.003), but critical evidence like electronic logging device (ELD) data can be overwritten within days.
  • Under Texas's modified comparative negligence rule (Tex. Civ. Prac. & Rem. Code § 33.001), you recover nothing if you are found 51% or more at fault.
  • Most San Antonio truck accident attorneys offer free consultations and work on contingency — you pay nothing unless they win your case.
1

Call 911 and get immediate medical attention

Truck accidents are among the most devastating crashes on the road. An 18-wheeler can weigh up to 80,000 pounds fully loaded — compared to roughly 4,000 pounds for a typical passenger car. The physics of that collision produce catastrophic injuries: traumatic brain injuries, spinal cord damage, crushed limbs, internal organ damage, and severe burns.

Call 911 immediately. Texas law requires reporting any accident involving injury, death, or property damage exceeding $1,000. The San Antonio Police Department (SAPD) or the Texas Department of Public Safety (DPS) will respond and create an official crash report. For highway crashes on I-35 or I-10, DPS typically handles the investigation.

Do not refuse medical treatment at the scene, even if you feel fine. Adrenaline masks pain, and many serious injuries — internal bleeding, vertebral fractures, traumatic brain injuries — don't produce symptoms for hours or days. Paramedics may transport you to University Hospital, San Antonio's only American College of Surgeons-verified Level I adult and pediatric trauma center, which admits over 3,000 trauma patients annually.

2

Do not speak to the trucking company or their representatives

This is the most important step unique to truck accidents. Within hours of a serious crash, the trucking company will dispatch a rapid-response team — often an investigator, an attorney, and an insurance adjuster — to the scene. Their goal is to gather evidence that protects the company and minimizes your claim.

Do not give any statement to the trucking company, their insurance carrier, or anyone who approaches you claiming to represent them. You are not legally required to speak with them. Say: "I'm not prepared to give a statement. Please contact my attorney."

The trucking company's team will begin collecting evidence immediately — photographs, measurements, witness statements — to build their defense. You need an attorney working just as quickly on your behalf to preserve the evidence that supports your claim.

3

Document everything you can

If you are physically able, photograph everything: the truck (including its USDOT number, company name, and license plate), your vehicle, the road, traffic signals, skid marks, debris, weather conditions, and your visible injuries. The USDOT number on the side of the truck is critical — it allows your attorney to pull the trucking company's safety record, inspection history, and any prior violations from the FMCSA database.

Get the names and phone numbers of any witnesses. On San Antonio's high-volume corridors — I-35, I-10, Loop 410, Loop 1604 — witnesses can disappear quickly. Their testimony may be essential, especially if the truck driver claims you were at fault.

Write down everything you remember about the crash as soon as possible: what you saw, the direction each vehicle was traveling, weather and road conditions, the time of day, and anything the truck driver said at the scene. Memory fades fast, and insurance companies exploit inconsistencies.

4

Understand why truck accident cases are different

A truck accident is not just a bigger car accident. The case is fundamentally more complex because of the number of potentially liable parties. The truck driver, the trucking company, the cargo loading company, the truck manufacturer, and the maintenance provider may all share liability. Each party has its own insurance carrier and legal team.

Federal Motor Carrier Safety Administration (FMCSA) regulations govern hours of service, vehicle maintenance, driver qualifications, cargo securement, and drug and alcohol testing. Violations of these regulations — a fatigued driver who exceeded their hours, a truck with failed brakes that should have been caught in inspection, an improperly secured load — can establish negligence and significantly strengthen your case.

Critical evidence in truck accident cases includes electronic logging device (ELD) data (which records the driver's hours behind the wheel), the truck's event data recorder (EDR or "black box"), driver qualification files, drug and alcohol test results, maintenance records, cargo manifests, and dispatch communications. Some of this data can be overwritten or destroyed within days or weeks if it is not preserved through a spoliation letter — another reason why acting quickly and getting an attorney involved early matters.

5

File a police report and preserve records

If law enforcement responded to the scene, they will generate a crash report. For SAPD-investigated crashes, you can purchase a copy through the TxDOT CRIS portal (cris.dot.state.tx.us/public) for $6, typically available 7 to 10 business days later. You can also visit the SAPD Records Office at 315 S. Santa Rosa, San Antonio, TX 78207, Monday through Friday 9:00 AM to 4:00 PM.

If DPS investigated the crash (common for highway incidents on I-35 or I-10), the report is also available through the CRIS portal. Texas law (Tex. Transp. Code § 550.062) requires drivers to file a crash report with TxDOT within 10 days if the crash caused injury, death, or property damage of $1,000 or more and was not investigated by law enforcement.

Keep every document related to the crash: medical records, bills, receipts, prescription records, proof of lost wages, and any correspondence with insurance companies. These records form the foundation of your claim.

6

Get complete medical treatment and follow through

Truck accident injuries are often severe and require extended treatment — surgeries, rehabilitation, physical therapy, and specialist care. See a doctor within 72 hours even if you were treated at the scene. Follow every treatment recommendation and attend every appointment. Gaps in treatment give the insurance company grounds to argue your injuries aren't serious.

San Antonio's University Hospital is a Level I trauma center admitting over 3,000 trauma patients per year. Brooke Army Medical Center (BAMC) on Fort Sam Houston is the Department of Defense's only Level I trauma center and also houses the Army's only burn center — relevant if the truck accident involved a fire or explosion. Methodist Hospital, Baptist Medical Center, and other facilities throughout the metro area handle serious injury cases.

Keep every receipt, every doctor's note, and every prescription. Document how your injuries affect your daily life — difficulty sleeping, inability to work, pain levels, emotional distress. This documentation directly impacts the compensation you may be entitled to, including future medical costs that may extend years beyond the accident.

7

Understand the statute of limitations and government notice deadlines

Under Tex. Civ. Prac. & Rem. Code § 16.003, you have two years from the date of the accident to file a personal injury lawsuit in Texas. This applies to truck accident cases just as it does to car accidents.

However, if the truck was owned or operated by a government entity — including a military vehicle from Joint Base San Antonio, a city vehicle, or a TxDOT maintenance truck — the notice deadline is much shorter. Tex. Civ. Prac. & Rem. Code § 101.101 requires formal written notice within 6 months. Missing this deadline can bar your claim entirely.

Two years sounds like enough time, but truck accident cases take longer to build than car accident cases. Your attorney needs to identify all liable parties, subpoena records from the trucking company, retain accident reconstruction experts, and potentially file in federal court if the trucking company is based in another state. Start the process early.

8

Talk to a truck accident attorney — not just any personal injury lawyer

Truck accident cases require specialized knowledge of federal trucking regulations, multiple-defendant litigation, and higher-stakes insurance negotiations. Look for an attorney who has specific experience with commercial vehicle accident cases — not just general personal injury.

An experienced truck accident attorney will immediately send a spoliation letter to the trucking company to preserve evidence, identify all potentially liable parties (driver, carrier, broker, shipper, maintenance company), hire accident reconstruction experts if needed, and negotiate against the trucking company's well-funded legal defense team.

Most truck accident attorneys in San Antonio offer free consultations and work on contingency. Given the severity of truck accident injuries and the complexity of these cases, the value of experienced legal representation is substantial. Commercial truck policies range from $1 million to $5 million or more — far more than a standard auto policy — and the trucking company's insurer will fight hard to minimize their payout.

San Antonio Truck Accident Facts

~2,460

commercial vehicle crashes in Bexar County in 2024 — 3rd-highest county in Texas

TxDOT Crash Records

#1

busiest freight corridor in the US — I-35 through San Antonio connects the Laredo border crossing to the rest of the country

TxDOT / Federal Highway Administration

2 Years

statute of limitations for personal injury claims in Texas (6 months for government entity notice)

Tex. Civ. Prac. & Rem. Code § 16.003 / § 101.101

80,000 lbs

maximum legal weight for an 18-wheeler in Texas — 20x the weight of a passenger car

Federal Motor Carrier Safety Administration

Why San Antonio sees so many truck accidents

San Antonio sits at the intersection of two of the most important freight corridors in the United States. I-35 connects the Laredo border crossing — the busiest US-Mexico truck crossing — through San Antonio and northward to Austin, Dallas, and beyond. It is the busiest freight corridor in the country, with freight traffic making up as much as 60% of total daily volume on the segment between San Antonio and Laredo — far above the national median of 16%. Traffic projections estimate over 82,000 vehicles per day including 18,100 trucks on the busiest sections. I-10 runs east-west through San Antonio connecting Houston to El Paso, carrying substantial commercial traffic as well. The I-410/I-10 East interchange handles approximately 83,000 vehicles per day. Port San Antonio, on the former Kelly Air Force Base, generated $20 billion in total economic output in 2024 and supports approximately 83,800 jobs. This concentration of freight activity means commercial trucks are a constant presence on San Antonio's roads, and Bexar County ranks 3rd in Texas for commercial vehicle crashes.

Texas truck accident liability

Texas applies its modified comparative negligence rule (Tex. Civ. Prac. & Rem. Code § 33.001) to truck accident cases, meaning you can recover damages as long as your fault is 50% or less. Your award is reduced by your percentage of fault. In truck accident cases, multiple parties may share liability: the truck driver (fatigue, distraction, impairment), the trucking company (inadequate training, pressure to exceed hours-of-service limits, negligent hiring), the cargo loading company (improperly secured loads), and the truck or parts manufacturer (defective brakes, tires, or other components). Federal Motor Carrier Safety Administration (FMCSA) regulations set strict standards for driver hours of service, vehicle maintenance, cargo securement, and drug/alcohol testing. Violations of these federal regulations create strong evidence of negligence. Texas does not cap non-economic damages in most personal injury cases, and commercial truck insurance policies typically range from $1 million to $5 million or more.

Military and federal jurisdiction considerations

San Antonio is home to Joint Base San Antonio (JBSA), the largest joint military base in the US, supporting over 80,000 personnel. JBSA encompasses Fort Sam Houston, Lackland Air Force Base, and Randolph Air Force Base, plus 8 additional locations. Up to 200 commercial vehicles enter Lackland through the Growdon gate daily for supply deliveries. If your truck accident involved a military vehicle, a contractor working for the military, or occurred on federal property, the case may fall under the Federal Tort Claims Act (FTCA) rather than Texas state law. The FTCA has its own procedures and deadlines — an administrative claim must be filed within 2 years, and the federal government must respond before you can file a lawsuit. An attorney experienced with federal claims and military-related accidents is essential in these situations.

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Truck Accident FAQ — San Antonio & Texas

Call 911, get medical attention, and do not speak to anyone from the trucking company or their insurance carrier. If you can, photograph the truck (including the USDOT number and company name on the side), your vehicle, the road, and your injuries. Get witness contact information. Do not apologize or admit fault. Then contact a truck accident attorney as soon as possible — critical evidence like ELD data and black box recordings can be overwritten within days.

Truck accident cases involve multiple potentially liable parties (driver, trucking company, cargo loader, manufacturer), federal FMCSA regulations, larger insurance policies ($1M-$5M+), and specialized evidence (ELD data, black box recordings, driver qualification files). The trucking company will send a rapid-response team to the scene within hours. You need an attorney who handles truck accident cases specifically — the stakes and complexity are significantly higher than a standard car accident.

Multiple parties may share liability: the truck driver (fatigue, distraction, impairment, traffic violations), the trucking company (negligent hiring, inadequate training, pressure to violate hours-of-service rules), the cargo loading company (improperly secured loads), the truck or parts manufacturer (defective brakes, tires, or steering), and the maintenance provider (failure to identify and repair known defects). Your attorney will investigate all potential defendants to maximize your recovery.

Texas has a two-year statute of limitations for personal injury claims under Tex. Civ. Prac. & Rem. Code § 16.003. If the truck was a government vehicle (including military), you must provide formal written notice within 6 months under Tex. Civ. Prac. & Rem. Code § 101.101. However, you should contact an attorney within days of the accident — not months — because critical evidence like ELD data can be overwritten and the trucking company will be building its defense immediately.

Texas does not cap non-economic damages in most personal injury cases. You may be entitled to compensation for medical expenses (current and future, which can be substantial given the severity of truck accident injuries), lost wages and reduced earning capacity, pain and suffering, mental anguish, disfigurement, physical impairment, and loss of enjoyment of life. In cases of gross negligence — such as a truck driver who was intoxicated or a trucking company that knowingly put an unsafe vehicle on the road — punitive (exemplary) damages may also apply.

I-35 through San Antonio is the busiest freight corridor in the United States, connecting the Laredo border crossing — the busiest US-Mexico truck crossing — to markets across the country. Freight traffic accounts for up to 60% of total daily volume on the Laredo-San Antonio segment, far above the national average of 16%. This concentration of heavy commercial vehicles sharing the road with passenger cars at high speeds creates constant collision risk. Bexar County ranks 3rd in Texas for commercial vehicle crashes.

Federal FMCSA regulations limit truck drivers to 11 hours of driving within a 14-hour on-duty window, after a minimum 10-hour off-duty period. Drivers must also take a 30-minute break after 8 cumulative hours of driving. These hours are tracked by electronic logging devices (ELDs) that are required in virtually all commercial trucks. If the driver exceeded these limits, the ELD data and the trucking company's dispatch records will show it. Hours-of-service violations are strong evidence of negligence — but ELD data can be overwritten, so your attorney needs to send a preservation letter immediately.

Yes. Truck accident litigation is significantly more complex than standard car accident cases. It involves federal regulations (FMCSA), multiple defendants with separate legal teams, specialized evidence preservation, accident reconstruction, and negotiation against well-funded trucking company insurers. A general personal injury attorney may not have the expertise or resources to handle these cases effectively. Look for an attorney with a track record in commercial vehicle accident litigation.

Trucking companies sometimes classify drivers as independent contractors to try to avoid liability. However, under Texas law and federal regulations, the trucking company may still be held liable depending on the level of control they exercised over the driver — including setting routes, schedules, and requiring use of company equipment. The motor carrier listed on the truck's operating authority is often still responsible. An experienced truck accident attorney will investigate the employment relationship and all available insurance policies.

Most truck accident attorneys in San Antonio work on a contingency fee basis — you pay nothing unless they win your case. The typical contingency fee is 33% of the settlement before trial, or 40% if the case goes to trial. Given the severity of truck accident injuries and the size of commercial insurance policies, the value of experienced legal representation in these cases is substantial. Initial consultations are free.

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InjuryNextSteps.com provides general informational content and is not a law firm. The information on this page does not constitute legal advice and should not be relied upon as such. Every accident is different. Contacting us does not create an attorney-client relationship. If you need legal advice, consult a licensed attorney in your jurisdiction. The legal information on this page references Texas statutes and federal regulations and is current as of 2026 but may change. Always verify with a qualified attorney.

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