Dog BiteUpdated March 2026

Bitten by a Dog in St. Louis?

Missouri is a strict liability state for dog bites. Under Mo. Rev. Stat. § 273.036, the dog's owner is responsible for your injuries regardless of whether the dog has ever bitten anyone before or whether the owner knew the dog was dangerous. You have up to five years to file a claim — but what you do in the next few days matters most. Here's your step-by-step guide.

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Key Takeaways

  • Get to safety, then seek medical attention within hours — dog bites are puncture wounds with a high infection rate, and bites to the face, hands, and arms can cause permanent nerve damage and scarring.
  • Missouri's strict liability dog bite statute (Mo. Rev. Stat. § 273.036) means the owner is liable for your injuries regardless of the dog's history — there is no 'one bite rule' in Missouri.
  • Missouri follows pure comparative negligence (Mo. Rev. Stat. § 537.765) — even if you share some fault (such as alleged provocation), your recovery is reduced by your percentage of fault but never completely barred.
  • St. Louis ranks #4 nationally for dog attacks on mail carriers, with 47 incidents reported by USPS in 2024 — and 2023 was the highest year for dog bite cases in St. Louis in the past two decades.
  • You have 5 years to file a personal injury claim in Missouri (Mo. Rev. Stat. § 516.120), but report the bite to St. Louis Animal Care at (314) 657-1500 immediately to trigger a mandatory 10-day quarantine and create an official record.
  • The average dog bite insurance claim nationally reached $69,272 in 2024 (Insurance Information Institute / State Farm) — up 18.3% from the prior year. Serious bites involving surgery, infection, or facial scarring can be worth significantly more.
  • St. Louis City is an independent city, not part of St. Louis County. If the bite happened in the city, your case falls under the 22nd Judicial Circuit. If it happened in the county, it goes to the 21st Judicial Circuit in Clayton.
1

Get Away from the Dog and Get Safe

Your first priority is distance between yourself and the animal. If the dog is still loose or aggressive, move to a car, a building, or behind a fence. Don't run — back away slowly and avoid direct eye contact if the dog hasn't been secured.

If someone else is being attacked, don't try to physically separate a biting dog with your hands. Use a barrier — a jacket, a bag, a trash can lid, anything between the dog and the victim. Call 911 if the attack is serious or ongoing. St. Louis Metropolitan Police (SLMPD) and St. Louis City Animal Care both respond to dangerous dog situations.

Once you're safe, take a breath. Dog bites are traumatic — even a seemingly minor one — and your adrenaline is running. What you do in the next few hours matters for both your health and any future claim.

2

Get Medical Attention Right Away

Dog bites are puncture wounds. They drive bacteria deep into tissue and carry a high infection rate — much higher than cuts or scrapes. Even a bite that looks small on the surface can cause serious damage underneath: torn muscle, damaged tendons, nerve injury, and crushed tissue.

Go to an emergency room or urgent care within hours of the bite. Barnes-Jewish Hospital at 1 Barnes Jewish Hospital Plaza is St. Louis's premier Level I trauma center. SSM Health Saint Louis University Hospital at 1201 South Grand Boulevard is a second Level I trauma center in the city. For children, St. Louis Children's Hospital at One Children's Place is the region's only ACS-verified Level I Pediatric Trauma Center.

The doctor will clean the wound, assess for deep tissue damage, and decide whether you need stitches, antibiotics, or a tetanus booster. They'll also evaluate rabies risk — if the dog's vaccination status is unknown, St. Louis Animal Care may require the animal to be quarantined for observation. If the dog can't be located, you may need post-exposure rabies prophylaxis, a series of shots given over two weeks.

Get the medical visit documented. The records linking your injuries to the bite on a specific date are the backbone of any claim you file.

3

Report the Bite to St. Louis Animal Care

In St. Louis City, animal bites that break the skin should be reported to St. Louis City Animal Care and Control, which operates under the City of St. Louis Department of Health. Call (314) 657-1500 during business hours (Monday through Friday, 8:00 AM to 5:00 PM) or (314) 231-1212 after hours and weekends. For bites that occur in St. Louis County, contact St. Louis County Animal Care and Control at 10521 Baur Boulevard, Olivette, MO 63132, phone (314) 615-0650 (Monday through Friday, 10:00 AM to 6:00 PM) or (636) 529-8210 after hours.

Provide the address where the bite happened, the dog owner's name and contact info if you have it, a description of the dog, and what happened. Animal control will place the dog under a mandatory 10-day quarantine to observe for signs of rabies.

This report does two things for you: it triggers a rabies observation period for the dog, and it creates an official government record of the bite. That record matters — if this dog has bitten before or bites someone in the future, the documented history strengthens future claims and establishes a pattern of dangerous behavior.

4

Document Everything

Pull out your phone and photograph your injuries before they're cleaned or bandaged. Take photos from multiple angles, including close-ups that show the depth and extent of the wounds. Photograph torn or bloody clothing. If you can safely do so, photograph the dog and the location where the attack happened.

Write down what happened while it's fresh. Where were you? What were you doing? Was the dog on a leash? Was it on the owner's property or running loose? Did the owner say anything after the bite? Were there witnesses? Get their names and phone numbers.

Keep photographing your injuries as they heal — or as they get worse. Infections, scarring, and surgical outcomes unfold over days and weeks. A photo timeline of your wound from day one through recovery is powerful evidence of the harm you suffered.

Save every medical bill, prescription receipt, and record of time missed from work. If you need help at home because you can't use a hand or arm, document those costs too.

5

Understand Missouri's Strict Liability Dog Bite Law

This is where Missouri law works in your favor. Under Mo. Rev. Stat. § 273.036, a dog owner is strictly liable for any injuries caused by their dog biting someone. Strict liability means you don't have to prove the owner was negligent. You don't have to prove the dog had a history of aggression. You don't have to prove the owner should have known the dog was dangerous.

The dog bit you. The owner is liable. That's it.

Some states use a 'one bite rule' — the dog essentially gets a free first bite before the owner can be held responsible. Missouri specifically rejected that approach. The owner is on the hook from bite number one.

Missouri's strict liability statute applies when the bite happens while the victim is on public property or lawfully on private property — including being on the owner's property as an invited guest or while performing a duty imposed by law (such as mail carriers or delivery workers). The statute does not protect trespassers.

What this means in practice: your case doesn't hinge on proving the owner was careless. The legal question is simply whether the dog caused your injuries while you were lawfully present. If it did, the owner pays. The only real disputes are about the extent of your damages and whether any defenses apply.

6

Know What Damages You Can Recover

Dog bite injuries often go well beyond the initial wound. Missouri law allows you to recover compensation for the full range of damages caused by the bite.

Medical expenses are usually the largest component — emergency room visits, wound care, antibiotics, surgery, reconstructive procedures, physical therapy, and any future treatment related to the bite. If the bite gets infected (which is common with puncture wounds), the costs climb fast.

Lost wages cover time missed from work while recovering, and any reduction in your ability to earn income going forward. If a hand or arm injury affects your ability to do your job, that lost earning capacity has real value.

Pain and suffering accounts for the physical pain of the bite and recovery, plus the emotional and psychological impact — anxiety, fear of dogs, nightmares, PTSD. These are especially pronounced in children.

Scarring and disfigurement matter significantly in dog bite cases. Bites frequently leave permanent scars, especially on the face, hands, and arms. Courts take facial scarring in children particularly seriously because scars stretch as a child grows, potentially requiring multiple corrective surgeries through adolescence.

You can also recover for property damage (torn clothing, broken glasses, damaged items) and out-of-pocket costs like travel to medical appointments or hiring help at home during recovery. Missouri has no cap on non-economic damages in most personal injury cases.

7

Know the Defenses the Owner Might Raise

Strict liability doesn't mean automatic full recovery. The dog owner (or their insurance company) can still raise defenses to reduce or eliminate what they owe you.

Provocation is the most common defense. If the owner can show you were teasing, hitting, or otherwise provoking the dog before the bite, your recovery may be reduced. This comes up often with children — a child pulling a dog's tail or ears may be considered provocation, though courts weigh the child's age and understanding.

Trespassing is another defense. Missouri's strict liability statute specifically requires that the victim be lawfully present — on public property or lawfully on private property. If you were trespassing when bitten, the strict liability statute may not apply, though you might still have a negligence claim.

Missouri's pure comparative negligence rule (Mo. Rev. Stat. § 537.765) also applies to dog bite cases. If you're found partially at fault — say you ignored warning signs or approached a chained dog that was clearly agitated — your damages are reduced by your percentage of fault. But unlike many states, Missouri has no threshold that bars recovery. Even if you're found 60% at fault, you can still recover 40% of your damages.

8

Consider Talking to a Personal Injury Attorney

Most dog bite claims are paid through the owner's homeowner's or renter's insurance policy. The average dog bite insurance claim nationally is approximately $69,272 — but serious bites involving surgery, infection, or facial scarring can be worth significantly more.

Insurance companies will try to settle quickly and cheaply. They know strict liability puts them in a weak position, so they'll push for a fast resolution before you understand the full extent of your injuries. Don't accept an early offer before you know your total medical costs and whether scarring will be permanent.

A personal injury attorney can evaluate your case under Missouri's strict liability statute, handle all communication with the insurance company, gather evidence (including animal control records and prior bite history), and negotiate a settlement that accounts for your full damages — not just current medical bills, but future treatment, lost income, pain and suffering, and scarring.

St. Louis City is an independent city — not part of St. Louis County. Your case will be filed in either the 22nd Judicial Circuit (city) or the 21st Judicial Circuit (county) depending on where the bite occurred. An experienced St. Louis attorney will know the correct jurisdiction. Most dog bite attorneys work on contingency — no upfront cost, and they only get paid if you recover.

St. Louis Dog Bite Facts

#4

St. Louis's national ranking for dog attacks on mail carriers in 2024, with 47 incidents reported

U.S. Postal Service, 2025

$69,272

average cost per dog bite insurance claim nationally in 2024 — up 18.3% from the prior year

Insurance Information Institute / State Farm

5 Years

statute of limitations for most personal injury claims in Missouri (Mo. Rev. Stat. § 516.120) — one of the longest in the country

Missouri Revised Statutes

~20.7%

estimated percentage of Missouri drivers who are uninsured — relevant because homeowner's insurance is the primary coverage source for dog bite claims, and not all owners carry it

Insurance Research Council (2023)

How to Report a Dog Bite in St. Louis

If a dog bites you in St. Louis City, report it to St. Louis City Animal Care and Control at (314) 657-1500 during business hours (Monday through Friday, 8:00 AM to 5:00 PM) or (314) 231-1212 after hours and weekends. Animal Care and Control operates under the City of St. Louis Department of Health. For bites in St. Louis County (a completely separate jurisdiction), contact St. Louis County Animal Care and Control at (314) 615-0650, located at 10521 Baur Boulevard in Olivette. In St. Louis County, a medical professional, law enforcement officer, or Animal Care staff submits the Animal Bite-Injury Reporting Form — victims do not file the form themselves. When a bite is reported, animal control will place the dog under a mandatory 10-day quarantine to observe for signs of rabies. Quarantine may be at an animal control facility, veterinary clinic, or in limited cases the owner's home — and the costs are borne by the dog's owner. The report creates an official government record of the bite — critical for your claim and for community safety. For emergencies or active attacks, always call 911 first.

Missouri's Strict Liability Dog Bite Law Explained

Missouri's dog bite statute (Mo. Rev. Stat. § 273.036) imposes strict liability on dog owners when their dog bites someone who is on public property or lawfully on private property. 'Strict liability' means the owner is responsible regardless of whether they knew the dog was dangerous, regardless of whether they took precautions, and regardless of whether the dog has ever bitten anyone before. This is more favorable to bite victims than the 'one bite rule' used in some states, where the owner gets a pass on the first bite. In Missouri, there is no free first bite. The statute covers the legal owner and anyone who had custody and control of the dog at the time. Missouri also follows pure comparative negligence (Mo. Rev. Stat. § 537.765), which means that even if the owner argues you share some fault — for instance, by approaching a chained dog — your recovery is reduced by your percentage of fault but never completely barred. You can recover even at 99% fault, though every percentage point reduces your compensation. The insurance company will still try to shift as much fault as possible onto you.

Children and Dog Bites: What St. Louis Parents Need to Know

Children under 15 are the most common victims of dog bites nationally, and nearly half of all reported bites involve kids in this age group. Children are bitten most often in the face, head, and neck — areas that can result in permanent scarring, disfigurement, and emotional trauma that lasts well beyond the physical wound. Most bites happen with dogs the child already knows — a family pet, a neighbor's dog, a relative's dog. For parents, Missouri's strict liability statute applies fully to child victims. There is no minimum age to bring a claim — a parent or guardian files on the child's behalf. The statute of limitations for minors is generally tolled until the child reaches the age of majority (18 in Missouri), giving additional time to file. Courts in Missouri take scarring in children seriously because scars on growing faces stretch and change over time, potentially requiring multiple corrective surgeries through adolescence. St. Louis Children's Hospital at One Children's Place is the region's leading pediatric trauma center and should be your first stop for any significant bite to a child. Even if the bite seems minor, children's wounds are more prone to infection and scarring than adult wounds — and the emotional impact of a dog attack on a child can be severe and lasting.

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Dog Bite FAQ — St. Louis & Missouri

Under Missouri's strict liability statute (Mo. Rev. Stat. § 273.036), the owner is liable when the bite occurs while the victim is on public property or lawfully on private property. The owner's liability does not depend on prior knowledge of the dog's dangerous tendencies. Limited defenses exist for trespassing and provocation, and Missouri's pure comparative negligence rule can reduce your recovery if you share some fault — but recovery is never completely barred.

The owner is still liable. Missouri's strict liability statute applies from the very first bite. There is no 'one bite rule' in Missouri — the dog doesn't get a free pass on its first incident.

You have five years from the date of the bite to file a personal injury lawsuit under Mo. Rev. Stat. § 516.120. This is one of the longest statutes of limitations in the country. For children, the deadline is generally tolled until the minor reaches the age of majority (18 in Missouri), giving additional time to file.

Missouri's strict liability statute applies to the dog's owner. Courts have interpreted 'owner' broadly to include anyone who had custody, care, and control of the dog at the time of the bite. This can include a dog-sitter, a roommate, or a relative watching the dog. This matters because it may open up additional insurance policies to cover your claim.

In St. Louis City, report it to St. Louis City Animal Care and Control at (314) 657-1500 during business hours or (314) 231-1212 after hours. For bites in St. Louis County, contact St. Louis County Animal Care and Control at (314) 615-0650. If the attack is serious or ongoing, call 911 first. The animal control report triggers a mandatory 10-day quarantine and creates an official record of the incident.

Usually, yes. Most homeowner's and renter's insurance policies cover dog bite liability. The insurance company handles the claim and pays damages up to the policy limit. Some policies exclude certain breeds or have specific sublimits for animal liability. If the owner has no insurance, they're still personally liable under the statute — though collecting a judgment can be harder.

Yes. Missouri follows pure comparative negligence (Mo. Rev. Stat. § 537.765), which means your recovery is reduced by your percentage of fault but never completely barred. Even if you're found 60% at fault, you can still recover 40% of your damages. Common fault arguments include provocation and ignoring clear warnings about the dog.

Not for strict liability — the owner is liable either way under Missouri law. However, a dog running at large may result in additional municipal citations for the owner, and the fact that the dog was unrestrained strengthens your position and weakens any comparative negligence argument the owner might raise.

Yes. Missouri allows recovery for emotional distress, anxiety, fear of dogs, PTSD, and other psychological impacts of a dog attack. This is especially relevant for children, who may develop lasting fear and behavioral changes after being bitten. These damages fall under the noneconomic damages category. Missouri has no cap on noneconomic damages in most personal injury cases.

It matters for jurisdiction. St. Louis City is an independent city — not part of St. Louis County. If the bite happened in the city, your case would be filed in the 22nd Judicial Circuit. If it happened in St. Louis County, it goes to the 21st Judicial Circuit in Clayton. The same state law (Mo. Rev. Stat. § 273.036) applies in both jurisdictions, but animal control reporting goes to different agencies. Filing in the wrong court can delay your case.

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