Hit-and-RunUpdated March 2026

Victim of a Hit-and-Run in Kansas City?

Being hit by a driver who fled the scene is terrifying and infuriating. You're hurt, scared, and the person who did this is gone. Here's what to do right now.

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Key Takeaways

  • Call 911 immediately and describe the fleeing vehicle while your memory is fresh — note the make, model, color, license plate, and direction of travel.
  • Missouri's statute of limitations for personal injury is five years (Mo. Rev. Stat. § 516.120(4)), and leaving the scene of an injury accident is a Class D felony carrying up to 7 years in prison (Mo. Rev. Stat. § 577.060).
  • Under Missouri's pure comparative fault (Mo. Rev. Stat. § 537.765), your claim is never barred by your fault percentage — and in hit-and-run cases, fault typically rests with the driver who fled.
  • Prospect Avenue, Troost Avenue, Independence Avenue, and the I-70 and I-435 corridors are among Kansas City's most common hit-and-run locations, particularly late at night and on weekends.
  • File a claim under your own uninsured motorist (UM) coverage, which Missouri requires on every auto policy unless specifically rejected in writing (Mo. Rev. Stat. § 379.203) — but be aware that your own insurer may still try to minimize your claim.
  • Most personal injury attorneys handle hit-and-run cases on contingency with free consultations, and they can hire private investigators and canvass for surveillance footage to help identify the driver.
1

Call 911 immediately

Call 911 right away — both for medical attention and to report the fleeing driver while your memory is fresh. Tell the dispatcher everything you can remember about the vehicle: make, model, color, any part of the license plate, direction of travel, and any distinguishing features (damage, bumper stickers, commercial markings).

If you're injured, do not chase the driver. Your safety and health come first. Accept ambulance transport to the hospital — University Health (Truman Medical Center) at Hospital Hill is Kansas City's Level I trauma center for the most severe injuries. Saint Luke's Hospital, Research Medical Center, North Kansas City Hospital, and Children's Mercy (for children) are also options.

2

Gather every detail you can

While you're waiting for police, write down or voice-record everything you remember: the time of the crash, the direction you and the other vehicle were traveling, the exact location (intersection, block, highway mile marker), the vehicle description, and anything about the driver (gender, clothing, approximate age).

Ask witnesses — they may have seen more than you did or captured the vehicle on their phone. Witnesses at hit-and-run scenes are especially valuable because they may have noticed the license plate or the direction the driver fled. Get their names and phone numbers.

Look around for surveillance cameras: traffic cameras, business security cameras, doorbell cameras on nearby homes, and dashcam footage from other vehicles. In Kansas City, intersections along corridors like Troost Avenue, Prospect Avenue, Independence Avenue, Truman Road, Southwest Boulevard, and commercial areas like the Country Club Plaza, Westport, and Power & Light District often have security footage. Time is critical — most systems overwrite footage within 7 to 30 days.

3

File a police report — this is essential

A police report is critical in a hit-and-run case. It creates the official record and triggers a law enforcement investigation. Contact KCPD at (816) 234-5000 or call 911 from the scene. For crashes on interstates, the Missouri State Highway Patrol responds. For suburban jurisdictions like Independence, Lee's Summit, Blue Springs, Raytown, or Grandview, contact that city's police department.

In Missouri, leaving the scene of an accident involving injury is a Class D felony (Mo. Rev. Stat. § 577.060), carrying up to 7 years in prison. Leaving the scene of an accident involving death is a Class B felony, carrying 5 to 15 years. KCPD investigates these cases seriously, and the criminal investigation may identify the driver — which then gives you a defendant for your civil claim.

Follow up with the investigating officer periodically. Ask for updates on the case status and whether the driver has been identified.

4

See a doctor within 72 hours

Even if your injuries seem manageable, see a doctor within 72 hours. The stress and adrenaline of a hit-and-run can mask pain. Concussions, internal injuries, herniated discs, and soft tissue damage may not produce obvious symptoms for hours or days.

A medical evaluation creates documented evidence linking your injuries to the crash. Without it, the insurance company will argue your injuries came from something else. Keep all medical records, bills, and receipts — they form the foundation of your damage claim.

5

File a claim under your own insurance — uninsured motorist coverage

If the hit-and-run driver is never identified, your primary source of compensation is your own uninsured motorist (UM) coverage. Missouri law requires every auto policy to include UM coverage unless you specifically rejected it in writing (Mo. Rev. Stat. § 379.203). This is exactly the situation UM coverage is designed for.

Contact your own insurance company and report the hit-and-run. File a UM claim for your injuries and damages. Your UM policy covers medical expenses, lost wages, pain and suffering, and other damages — essentially standing in for the missing driver's liability insurance.

Be aware: even though it's your own insurance company, they may still try to minimize your claim. The UM claim process is adversarial. Consider having an attorney handle the UM claim to ensure you receive fair compensation.

If you don't have UM coverage (because you specifically rejected it), your options for recovery are more limited. You can still pursue the driver if they're eventually identified, and you may have other coverage options (health insurance, MedPay on your auto policy). An attorney can evaluate all available sources.

6

Don't give up on finding the driver

Hit-and-run drivers are identified more often than you might think. Law enforcement tools include surveillance footage from traffic cameras, businesses, and homes near the crash scene, license plate reader (LPR) data from KCPD and highway patrol cameras, vehicle part identification (debris left at the scene can identify the vehicle make, model, and year), witness tips, and social media and community groups — Kansas City neighborhood groups often share hit-and-run reports and help identify vehicles.

An attorney can also conduct an independent investigation — hiring private investigators, canvassing for surveillance footage, and analyzing physical evidence. The sooner the investigation begins, the better the chances.

If the driver is identified, you can pursue a full personal injury claim against them — including damages that may exceed your UM coverage limits. The criminal prosecution proceeds separately and doesn't prevent your civil claim.

7

Understand your legal rights and deadlines

Statute of limitations: Under Mo. Rev. Stat. § 516.120(4), you have five years from the date of the hit-and-run to file a personal injury lawsuit in Missouri. For wrongful death, the deadline is three years (Mo. Rev. Stat. § 537.100). (Note: HB 68, proposed legislation to reduce the PI deadline to two years, passed the Missouri House in February 2025 but did not receive a Senate vote before the 2025 session ended. As of March 2026, the five-year deadline remains the law — but verify the current deadline with an attorney, as this area of law may be changing.)

Pure comparative fault: Missouri's pure comparative fault system (Mo. Rev. Stat. § 537.765) means your claim is never barred by your fault percentage — though in a hit-and-run, fault is typically clear since the driver who fled.

Criminal penalties for the driver: Leaving the scene of an accident involving injury is a Class D felony in Missouri (Mo. Rev. Stat. § 577.060). Leaving the scene of a fatal accident is a Class B felony. A criminal conviction or guilty plea can strengthen your civil case significantly.

At-fault state: Missouri is an at-fault state. There is no PIP or no-fault system. The at-fault driver's liability insurance pays — minimum coverage is 25/50/25. If the driver fled and is never found, your UM coverage substitutes.

8

Talk to an attorney — hit-and-run cases have unique challenges

Hit-and-run cases are procedurally different from standard car accident claims. You may be dealing with a UM claim against your own insurer (which is adversarial despite being "your" insurance), a potential civil claim against an identified driver who may lack assets, and a parallel criminal investigation. An attorney experienced in hit-and-run cases can navigate all of these simultaneously and maximize your recovery.

Most personal injury attorneys handle hit-and-run cases on contingency — you pay nothing unless they recover compensation for you. The initial consultation is free.

State line note: If the hit-and-run occurred on the Kansas side of the metro — in Overland Park, Shawnee Mission, or Kansas City KS — Kansas law applies. Kansas has different UM coverage rules, a 2-year statute of limitations, and a modified comparative fault system with a 50% bar. Verify which state's law applies with an attorney.

Kansas City Hit-and-Run Facts

Felony Offense

Leaving the scene of an injury accident is a Class D felony in Missouri; fatal hit-and-run is a Class B felony

Mo. Rev. Stat. § 577.060

5 Years

statute of limitations for personal injury claims in Missouri (pending potential legislative change)

Mo. Rev. Stat. § 516.120

UM Coverage Required

Missouri requires uninsured motorist coverage on every auto policy unless specifically rejected in writing

Mo. Rev. Stat. § 379.203

~14%

of Missouri drivers are estimated to be uninsured — UM coverage is your safety net

Insurance Research Council

Hit-and-run hotspots in Kansas City

Hit-and-run crashes in Kansas City are most common along high-traffic corridors with limited pedestrian infrastructure and poor lighting. Prospect Avenue, Troost Avenue, Independence Avenue, Truman Road, and Emanuel Cleaver II Boulevard see both high crash rates and high rates of drivers fleeing the scene. The I-70 and I-435 corridors also see hit-and-runs, particularly late at night and on weekends. Neighborhoods east of Troost Avenue have been disproportionately affected by both pedestrian-involved hit-and-runs and fatal crashes. Kansas City's Vision Zero program has identified these areas as priorities for infrastructure improvements — better lighting, protected crosswalks, and speed-reduction measures — but progress has been uneven.

How uninsured motorist claims work in Missouri

Your UM coverage steps into the shoes of the missing driver's liability insurance. You file a claim with your own insurer for bodily injury damages — medical expenses, lost wages, pain and suffering. The claim is subject to your UM policy limits (which may be different from your liability limits — check your policy). Your insurer will investigate the claim. You may need to provide a sworn statement, submit to an independent medical examination (IME), or even go through arbitration or litigation against your own insurer. This is why having an attorney is important — your insurer's interests are not aligned with yours in a UM claim, even though they're "your" company. Missouri law requires that UM coverage be offered in an amount equal to your liability coverage limits, unless you chose lower UM limits. If you're unsure about your coverage, review your declarations page or call your insurance agent.

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Hit-and-Run FAQ — Kansas City & Missouri

Call 911 immediately. Describe the vehicle to the dispatcher while your memory is fresh. If you're injured, accept medical transport. Ask witnesses for their contact information and whether they saw the vehicle or license plate. Look for surveillance cameras near the crash scene. File a police report if officers don't respond to the scene. Then contact your own insurance company and file a claim under your uninsured motorist coverage.

If you have uninsured motorist (UM) coverage — which Missouri requires on every auto policy unless you specifically rejected it in writing — yes. Your UM coverage pays for your injuries and damages when the at-fault driver is uninsured or unidentified (as in a hit-and-run). You file the claim with your own insurer, and the UM policy covers medical expenses, lost wages, and pain and suffering up to your policy limits.

If you specifically rejected UM coverage, your options are more limited. You can still pursue the hit-and-run driver if they're identified — but collecting from an uninsured driver who fled the scene can be difficult. Your health insurance may cover medical costs (minus your deductible and co-pays). If you have MedPay coverage on your auto policy, that can help with immediate medical bills regardless of fault. Consult an attorney to evaluate all available coverage sources.

Yes. In Missouri, leaving the scene of an accident involving injury is a Class D felony (Mo. Rev. Stat. § 577.060), punishable by up to 7 years in prison. Leaving the scene of a fatal accident is a Class B felony, punishable by 5 to 15 years. KCPD investigates these cases, and if the driver is identified and charged, their criminal conviction can strengthen your civil claim for damages.

More often than you might expect. KCPD uses surveillance footage, license plate readers, vehicle debris analysis, witness tips, and community outreach to identify hit-and-run drivers. An attorney can also conduct an independent investigation — hiring private investigators, canvassing for surveillance footage, and analyzing physical evidence from the scene. The sooner the investigation begins, the better the chances of identifying the driver.

If the hit-and-run driver is identified but uninsured, you still have options. You can file a personal injury lawsuit against the driver directly — though collecting a judgment from an uninsured defendant can be challenging. You can also file a UM claim with your own insurer (since the driver is uninsured). In some cases, your attorney may discover additional defendants — the vehicle's registered owner (if different from the driver), an employer (if the driver was working at the time), or even a dram shop defendant (if the driver was intoxicated and had been served at a bar).

The same compensation available in any personal injury case: medical expenses (current and future), lost wages, pain and suffering, disability, disfigurement, and loss of enjoyment of life. Missouri does not cap non-economic damages in hit-and-run cases. If the driver is identified and their conduct was particularly egregious (e.g., DUI, extreme recklessness), punitive damages may also be available — and Missouri has no statutory cap on punitive damages. The source of payment depends on the situation — UM coverage if the driver is unidentified, the driver's assets or insurance if identified.

Missouri's statute of limitations for personal injury is five years from the date of the accident (Mo. Rev. Stat. § 516.120(4)). For wrongful death, it's three years (Mo. Rev. Stat. § 537.100). However, evidence — particularly surveillance footage — can be lost within days. Start the process immediately. Filing your UM claim and retaining an attorney to preserve evidence should happen within the first week.

Yes. If the crash occurred on the Kansas side — in Overland Park, Shawnee Mission, or KCK — Kansas law applies. Kansas has different UM coverage rules, a 2-year statute of limitations, and a modified comparative fault system with a 50% bar (which is much less favorable than Missouri's pure comparative fault). Confirm which state's law applies with an attorney — this can significantly affect your rights and deadlines.

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InjuryNextSteps.com provides general informational content and is not a law firm. The information on this page does not constitute legal advice and should not be relied upon as such. Every situation is different. Contacting us does not create an attorney-client relationship. If you need legal advice, consult a licensed attorney in your jurisdiction. The legal information on this page references Missouri statutes and is current as of March 2026 but may change. Always verify deadlines and legal requirements with a qualified attorney.

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