Hit by a Truck in Indianapolis?
Here's what to do next — step by step.
Check your truck accident claim in 60 seconds — see your filing deadline, your legal options, and your next steps. Completely free.
Key Takeaways
- After a truck accident, get medical attention immediately — collisions with vehicles weighing up to 80,000 pounds frequently cause catastrophic injuries including spinal cord damage, traumatic brain injuries, and internal bleeding.
- Indiana's statute of limitations is two years from the date of the accident for personal injury (Ind. Code § 34-11-2-4) and two years from the date of death for wrongful death claims (Ind. Code § 34-23-1-1).
- Indiana's modified comparative fault rule (Ind. Code § 34-51-2-6) means you recover nothing if found 51% or more at fault — trucking companies often try to shift blame, making early legal involvement critical.
- Indianapolis sits at the junction of I-65, I-70, and I-69, connected by the I-465 loop, making Marion County one of the highest-risk areas in Indiana for truck accidents, with over 16,500 truck-involved crashes reported statewide in a recent year.
- Do not give a recorded statement to the trucking company's insurer — they handle high-value claims daily and early settlement offers are almost always a fraction of the claim's true value.
- Truck accident attorneys offer free consultations and work on contingency, and their specialized knowledge of FMCSA regulations and electronic logging device (ELD) data is essential for building a strong case.
Get medical attention immediately
Truck accidents frequently cause catastrophic injuries — broken bones, spinal cord damage, traumatic brain injuries, internal bleeding, and crush injuries. Even if you can walk away from the scene, the force of a collision with a vehicle weighing up to 80,000 pounds can cause internal damage that isn't immediately apparent.
Call 911 immediately. Under Indiana law, any accident involving injury, death, or property damage exceeding $1,000 must be reported to law enforcement. IU Health Methodist Hospital operates the region's only Level I trauma center and is equipped for the most severe injuries. Eskenazi Health, Ascension St. Vincent, and Community Health Network also provide emergency trauma care throughout Marion County.
Move to safety and protect the scene
If you're able to move safely, get away from the roadway. Truck accidents on I-465, I-65, I-70, and I-69 create particularly dangerous scenes because of high traffic speeds and limited visibility. Secondary collisions are a real risk — especially on the I-465 loop where trucks are a constant presence.
If possible, turn on your hazard lights. Do not attempt to move a commercial vehicle or tamper with any cargo. Hazardous materials may be involved — the I-465/I-70 interchange on Indianapolis's west side has seen hazmat incidents from commercial truck crashes.
Document everything you can
If you're physically able, use your phone to photograph the truck (including the company name, USDOT number, and license plate), all vehicles involved, the roadway, skid marks, debris, and any visible injuries. The DOT number on the side of the truck is critical — it identifies the trucking company and links to their federal safety record.
Get the truck driver's name, employer, insurance information, and license number. Collect witness contact information. In truck accident cases, evidence can disappear quickly on busy interstates.
Understand why truck accident claims are different
Truck accident claims are far more complex than standard car accident cases. Multiple parties may be liable — the driver, the trucking company, the cargo loading company, the vehicle manufacturer, or a maintenance provider. Federal Motor Carrier Safety Administration (FMCSA) regulations govern hours of service, vehicle maintenance, driver qualifications, and cargo securement. Violations of these regulations can establish negligence.
Trucking companies typically carry insurance policies of $1 million or more and have aggressive legal teams that begin investigating immediately. They may send their own investigators to the scene within hours. This is why it's critical to preserve evidence and seek legal representation early.
File a police report and preserve evidence
IMPD or Indiana State Police will investigate and generate a crash report. For truck accidents on interstates, Indiana State Police typically responds. Request the report number at the scene.
Critical evidence in truck cases includes the truck's electronic logging device (ELD) data showing driver hours, the event data recorder ("black box") capturing speed and braking data, maintenance logs, and driver qualification files. This evidence can be destroyed or overwritten quickly — an attorney can send a spoliation letter to ensure it's preserved.
Obtain your crash report through the Indiana State Police BuyCrash portal at buycrash.com or the IMPD Records Division at 50 N. Alabama Street, E100, Indianapolis, IN 46204.
Do NOT give a recorded statement
The trucking company's insurer will contact you quickly. They handle high-value claims daily and are experienced at minimizing payouts. You are not legally required to give a recorded statement. Do not sign any documents or accept any settlement offers without legal advice. Early offers in truck accident cases are almost always a fraction of the claim's true value.
Know Indiana's 2-year statute of limitations
Under Indiana Code § 34-11-2-4, you have two years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, the deadline is two years from the date of death (Ind. Code § 34-23-1-1).
Truck accident cases require extensive investigation — obtaining trucking company records, driver logs, maintenance records, and black box data takes time. Don't wait to start the process.
Talk to an attorney who handles truck accident cases
Truck accident cases require specialized knowledge of FMCSA regulations, trucking industry practices, and the ability to take on well-funded corporate defendants. Most truck accident attorneys offer free consultations and work on contingency — you pay nothing unless they recover compensation for you.
An experienced attorney can identify all liable parties, preserve critical evidence, retain accident reconstruction experts, and negotiate with commercial trucking insurers.