How to Get a Police ReportUpdated March 2026

How to Get a Police Report in Charlotte, NC

Charlotte-Mecklenburg Police Department (CMPD) crash reports are available online through LexisNexis BuyACrash for a $6 convenience fee, or free in person at the CMPD Records Division, 601 East Trade Street, Charlotte, NC 28202. Reports typically become available 3 to 5 business days after the accident. Your police report is one of the most important documents in a personal injury claim — it records the officer's findings, driver statements, witness information, and fault determinations. In North Carolina, where pure contributory negligence can bar your entire claim if you are found even 1% at fault, the police report's fault assessment carries significant weight.

Check your how to get a police report claim in 60 seconds — see your filing deadline, your legal options, and your next steps. Completely free.

ConfidentialNo costNo obligationTakes 2 minutes

Key Takeaways

  • CMPD crash reports are available online at buycrash.lexisnexisrisk.com for a $6 convenience fee. Search by date of crash, report number, or driver name. Reports are typically posted 3 to 5 business days after the accident.
  • You can get your report for free in person at the CMPD Records Division, 601 East Trade Street, Charlotte, NC 28202. Bring a valid photo ID. Phone: (704) 336-2848. Email: CMPDPoliceRecords@cmpd.org.
  • North Carolina uses the DMV-349 crash report form. This standardized form records crash details, road conditions, contributing factors, driver information, insurance details, witness names, and the investigating officer's assessment of fault.
  • Under North Carolina's pure contributory negligence rule, any fault attributed to you — even 1% — can bar your entire injury claim. Review your police report immediately for accuracy. If the report contains errors, you can request a correction through CMPD.
  • The statute of limitations for personal injury in North Carolina is 3 years from the date of injury (N.C. Gen. Stat. § 1-52(5)). Do not wait to obtain your police report — it is the foundation of your claim.
  • If the accident occurred outside Charlotte city limits but within Mecklenburg County, the report may have been filed by the NC State Highway Patrol instead of CMPD. Highway Patrol reports are available through the NCDMV at ncdot.gov/dmv.
1

Get your CMPD crash report online

The fastest way to obtain your Charlotte accident report is online through LexisNexis BuyACrash at buycrash.lexisnexisrisk.com. Select North Carolina as the state and Charlotte-Mecklenburg Police Department as the jurisdiction. You can search by the date of the crash, report number (if you have it), or the name of a driver involved. The fee is $6.00, payable by credit or debit card.

Reports are typically available online 3 to 5 business days after the accident. If the crash is still under active investigation, the report may take longer. If you cannot find your report after 7 business days, contact the CMPD Records Division at (704) 336-2848 to check its status.

CMPD also provides crash and incident reports through the LexisNexis Police Reports portal at policereports.lexisnexis.com. Both portals access the same database — use whichever is easier for you. After purchase, you can download the report as a PDF and print copies for your records, your attorney, and your insurance company.

2

Get your report free in person at CMPD Records

You can obtain your crash report for free by visiting the CMPD Records Division in person. The Records Division is located at 601 East Trade Street, Charlotte, NC 28202. Bring a valid photo ID (driver's license, state ID, or passport). You will need to complete a Request for Motor Vehicle Crash Report form at the window.

Office hours for the Records Division are Monday through Friday. Expect a short wait during busy periods, especially Monday mornings and after holiday weekends. The Records Division processes a high volume of requests — arriving early in the day improves your chances of a shorter wait.

If you are a party to the accident (driver, passenger, or property owner), you are entitled to a copy of the report. Attorneys representing an involved party can also request the report with proper authorization. Insurance companies frequently request reports directly from CMPD.

3

Understanding the NC DMV-349 crash report form

North Carolina law enforcement agencies use the standardized DMV-349 crash report form for all motor vehicle accidents. This form is the official record of your crash and contains critical information for your personal injury claim.

The DMV-349 is divided into sections. Boxes 1 through 7 cover general crash information: date, time, location, weather conditions, road surface, and lighting. Boxes 8 through 19 cover the crash dynamics: contributing circumstances, vehicle actions before the crash, first harmful event, and the officer's narrative description. Boxes 21 through 32 cover the people involved: driver names, addresses, license numbers, insurance information, passenger details, injuries, and witness contact information.

Pay close attention to Box 19, the officer's narrative, and any contributing factors checked in the report. These entries heavily influence how insurance companies assign fault. In North Carolina, where contributory negligence can eliminate your entire claim, the fault determination in the police report matters enormously. If you believe the report contains factual errors — wrong location, incorrect vehicle descriptions, or inaccurate fault assessment — you should address this promptly.

4

How to correct errors in your CMPD crash report

Police reports occasionally contain errors — transposed license plate numbers, incorrect street names, wrong insurance information, or inaccurate descriptions of the crash sequence. If you spot an error in your CMPD crash report, you can request a correction.

Contact the CMPD Records Division at (704) 336-2848 or CMPDPoliceRecords@cmpd.org. Explain the specific error and provide any supporting documentation — photos, dashcam footage, witness statements, or medical records. Factual errors (wrong date, wrong vehicle color) are generally corrected without difficulty. Disputed fault determinations are harder to change because they reflect the officer's professional judgment.

If the officer will not amend the report, your attorney can address the discrepancy during the claims process or in court. A police report is evidence, but it is not the final word. Witness testimony, surveillance footage, accident reconstruction, and medical records can all contradict or supplement the police report's conclusions.

5

NC State Highway Patrol reports

If your accident occurred on a state highway, interstate, or outside Charlotte city limits, the North Carolina State Highway Patrol may have investigated instead of CMPD. Highway Patrol reports are not available through the CMPD Records Division or LexisNexis BuyACrash.

To obtain a Highway Patrol crash report, visit the NCDMV Crash Reports page at ncdot.gov/dmv/offices-services/records-reports. You can request the report online or by mail. The fee is $6.25 per report. Processing takes approximately 5 to 10 business days.

If you are unsure which agency investigated your crash, check any paperwork the officer gave you at the scene — it should identify the department. You can also call CMPD Records at (704) 336-2848 to confirm whether they have a report on file. If not, contact the Highway Patrol at (919) 861-3030.

6

Why your police report matters for your injury claim

Your police report is the single most important document in the early stages of a personal injury claim. Insurance adjusters review it before anything else. It establishes the basic facts: who was involved, where it happened, what the road conditions were, and the officer's assessment of fault.

In North Carolina, the police report takes on outsized importance because of the pure contributory negligence rule. If the report indicates you were even partially at fault — you were speeding, failed to signal, or were following too closely — the insurance company will use that to argue you are barred from any recovery. Reviewing your report immediately and addressing any inaccuracies is not optional; it is essential.

If you were injured in a Charlotte car accident and have not yet obtained your police report, do it now. Then take our free 2-minute assessment to understand your legal options under North Carolina law.

7

Get a free assessment of your claim

If you were injured in a Charlotte accident and you have your police report, take the next step. Our free 2-minute assessment asks a few quick questions about your accident and injuries, then gives you a personalized report covering North Carolina's filing deadline for your claim, how contributory negligence might affect your case, and whether connecting with a personal injury attorney makes sense.

Getting your police report is step one. Understanding what it means for your case is step two. We can help with that — free and confidential.

Charlotte Police Reports: Key Numbers

$6.00

fee for a CMPD crash report purchased online through LexisNexis BuyACrash — reports are free if obtained in person at the Records Division

Charlotte-Mecklenburg Police Department

3-5 days

typical processing time before a CMPD crash report is available online after the accident

Charlotte-Mecklenburg Police Department

3 years

statute of limitations for personal injury claims in North Carolina from the date of injury

N.C. Gen. Stat. § 1-52(5)

0%

fault threshold — under North Carolina's pure contributory negligence rule, any fault on your part can bar your entire injury claim

North Carolina common law contributory negligence doctrine

CMPD Records Division contact information

CMPD Records Division, 601 East Trade Street, Charlotte, NC 28202. Phone: (704) 336-2848. Email: CMPDPoliceRecords@cmpd.org. Hours: Monday through Friday. Online crash reports available at buycrash.lexisnexisrisk.com ($6 fee) or policereports.lexisnexis.com. In-person requests are free with valid photo ID.

NC State Highway Patrol crash reports

If your accident was investigated by the NC State Highway Patrol (common on interstates and state highways outside city limits), request your report through the NCDMV at ncdot.gov/dmv/offices-services/records-reports. The fee is $6.25 per report. Phone: (919) 861-3030. Processing takes 5 to 10 business days.

What to do after getting your police report

Review the report carefully for accuracy — check names, dates, vehicle descriptions, and the fault determination. Photograph your injuries and vehicle damage. Keep all medical bills and records. Do not give a recorded statement to the other driver's insurance company before consulting an attorney. North Carolina's contributory negligence rule means any admission of partial fault can destroy your claim.

Not sure if you have a case? Check your options in 60 seconds.

Tell us what happened and we’ll show you your filing deadline, what North Carolina law says about your situation, and what your next steps should be — free and instant.

Free Injury Claim Check →

✓ Free  ·  ✓ Confidential  ·  ✓ 60 seconds

Charlotte Police Reports: FAQ

You have two options. Online: go to buycrash.lexisnexisrisk.com, select North Carolina and Charlotte-Mecklenburg Police Department, and search by crash date, report number, or driver name. The fee is $6. In person: visit the CMPD Records Division at 601 East Trade Street, Charlotte, NC 28202, with a valid photo ID. In-person copies are free.

CMPD crash reports are typically available online 3 to 5 business days after the accident. Complex crashes involving serious injuries, fatalities, or DUI may take longer because the report is not finalized until the investigation is complete. If your report is not available after 7 business days, contact the Records Division at (704) 336-2848.

Online through LexisNexis BuyACrash, the fee is $6.00 per report. In person at the CMPD Records Division (601 East Trade Street), crash reports are free of charge. Bring a valid photo ID.

The NC DMV-349 crash report form includes the date, time, and location of the crash; weather and road conditions; vehicle information and insurance details; driver, passenger, and witness names and contact information; injury descriptions; contributing factors; and the investigating officer's narrative and fault assessment.

Yes. Passengers, property owners, and their authorized representatives (including attorneys and insurance companies) can request copies of the crash report. When requesting in person, bring a valid photo ID. Online requests through BuyACrash do not require you to be a party to the crash, but you need identifying information such as the crash date and a driver's name.

In North Carolina, a fault determination in the police report is not final — but it is influential. Insurance companies rely heavily on it. Under North Carolina's pure contributory negligence rule, any fault attributed to you can bar your entire claim. If you believe the report is inaccurate, contact CMPD to request a correction for factual errors. For disputed fault assessments, consult a personal injury attorney who can gather additional evidence to challenge the report's conclusions.

Accidents on state highways, interstates, and roads outside Charlotte city limits are often investigated by the NC State Highway Patrol. Their reports are not available through CMPD or LexisNexis BuyACrash. Request Highway Patrol reports through the NCDMV at ncdot.gov/dmv/offices-services/records-reports. The fee is $6.25. Phone: (919) 861-3030.

Because North Carolina uses pure contributory negligence — one of the strictest fault rules in the country. If the police report assigns you any percentage of fault, the insurance company will use it to deny your claim entirely. The report's fault determination, contributing factors, and officer narrative are the starting point for every insurance negotiation and lawsuit in North Carolina. Reviewing your report for accuracy immediately after obtaining it is critical.

Technically, yes — a police report is not a legal prerequisite for filing a claim. However, without one, proving what happened becomes significantly harder. The police report provides an independent, contemporaneous account of the crash. Without it, you rely entirely on witness testimony, photos, and medical records. If police were not called to the scene, you should file a self-report with the NCDMV if the crash caused injury or $1,000+ in property damage (N.C. Gen. Stat. § 20-166.1).

Keep your police report for at least 3 years — the full length of North Carolina's statute of limitations for personal injury (N.C. Gen. Stat. § 1-52(5)). If you file a lawsuit, keep it until the case is fully resolved, including any appeals. Store digital and physical copies in a safe place, and share copies with your attorney and your own insurance company.

Injured? Check your options in 60 seconds.

Answer 4 quick questions and get a free, personalized Injury Claim Check — including your filing deadline, your legal options, and recommended next steps.

Free Injury Claim Check
ConfidentialNo costNo obligationTakes 2 minutes

InjuryNextSteps.com provides general informational content about North Carolina law and is not a law firm. The information on this page does not constitute legal advice and should not be relied upon as such. North Carolina follows pure contributory negligence, which may significantly affect your ability to recover damages. Police report availability and fees may change — contact CMPD Records at (704) 336-2848 for the most current information. Contacting us does not create an attorney-client relationship. If you need legal advice, consult a licensed attorney in North Carolina. Information is current as of March 2026 but may change.

Free Injury Claim Check →